I am trying to make an easy way to put images online on a normal html website without having to open up photoshop to edit the image.
Example of what i need:

It has a thin coloured border and a bar with text on it and rounded corners.
Now what i was thinking is that i could use a simple include to include a border around the image and adding the bar as an image and then you shouldbe able to type a comment in a white web font.
Does anyone know what i mean and know how to help?
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ima young wannabe graphical artist
Actually, not anymore! Multi media student now