You can very simply have your film developed and scanned directly to a cd by the developer. The equipment they use is way better than any film scanner you might want to buy and you can probably get a few rolls of film put on that cd.
My digital camera was not too expensive and I can use lenses on them if I choose to but I don't. It has telephoto and macro capabilities just as it is and is excellent for low light conditions.
What you probably need to do is ask yourself what you want to do with your photography. Once you figure that out, then you can decide what type of equipment you might want to get.
For the sake of learning about composition though, I find that using a digital camera is an excellent choice as there is no waste and you get immediate results. Otherwise, you could waste a nice roll of film before you realize you were not getting the pics you wanted. Some photographers will use both types of cameras on the same shoot just for that sort of reason.
