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I can help with the second part of your post..
You'v downloaded a style so you need to place that .ASL file in your Photoshop Styles directory...
Assuming you use a standard install, it should go into:
C:\Program Files\Adobe\Adobe Photoshop CS3\Presets\Styles
Then, load Photoshop and open your document.
Open your 'Styles' Window (Window >> Styles) and use the Pallete menu to load in the new style.
You can now apply the style by selecting a layer in your documnet and clicking the style you wish to apply.
Hope this helps..
Mike.
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